Winter Weather Blasts the Northeast
Northbrook, Ill., March 14, 2017 – The Northeast part of the country is experiencing significant winter weather conditions. Forecasters are predicting this nor’easter, packing heavy snow and high winds, may impact as many as 15 million people in the path of the blizzard.
According to the Insurance Information Institute (I.I.I.), winter storms caused $1 billion in insured losses in 2016. To help protect homes from damage from frigid conditions, Allstate and I.I.I. offer these tips:
- Keep the house heated to a minimum of 65 degrees. The temperature inside the walls where the pipes are located is substantially colder than the walls themselves. A temperature lower than 65 degrees will not keep the inside walls from freezing.
- Open hot and cold faucets enough to let them drip slowly. Keeping water moving within the pipes will prevent freezing.
- Identify the location for the main water shutoff in your home. Find out how it works in case you have to use it.
- If you use fireplaces, wood stoves and electric heaters, watch them closely and make sure they are working properly.
- If you haven’t already, make sure all hoses are disconnected from outside spigots.
- If your garage is attached to your house, keep the garage doors closed. The door leading to the house is probably not as well-insulated as an exterior door.
- Watch for ice dams near gutter downspouts. Keep gutters free of leaves and debris so melting snow and ice can flow freely. Ice dams can cause water to build up and seep into your house.
- Keep sidewalks and entrances to your home free from snow and ice.
After the snow
- If you discover that pipes are frozen, don’t wait for them to burst. Take measures to safely thaw them immediately, or call a plumber for assistance.
- If your pipes burst, first turn off the water and then mop up spills. You don’t want the water to do more damage than it already has.
- If it is safe to do so, make temporary repairs and take other steps to protect your property from further damage. Save your receipts from any temporary repairs.
- Avoid getting on the roof and avoid working on a ladder or beneath a roof that has accumulated large amounts of snow and icicles.
- Watch inside your home for unexpected water leakage on walls or ceilings. Ice build-up in eaves and gutters following heavy snows can prevent drainage. As the snow melts water can seep under shingles or tiles and into the home.
Many homeowners’ policies cover direct physical loss to insured property resulting from a freeze. However, policy terms and conditions (possibly including policy exclusions) will apply. Policyholders may want to take time to review their policy or contact their agent to discuss coverages. Learn other ways to help protect your home from cold weather by visiting Allstate’s Be Aware and Prepare website.
The Allstate Corporation (NYSE: ALL) is the nation’s largest publicly held personal lines insurer, protecting approximately 16 million households from life’s uncertainties through auto, home, life and other insurance offered through its Allstate, Esurance, Encompass and Answer Financial brand names. Other growth platforms include predictive analytics company Arity and consumer-product protection plan company SquareTrade. Allstate is widely known through the slogan “You’re In Good Hands With Allstate®.” Allstate agencies are in virtually every local community in America. In 2016, The Allstate Foundation, Allstate, its employees and agency owners gave $42 million to support local communities.
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