Minneapolis Ranks 125th, St. Paul Ranks 171st Among 200 Cities in Allstate’s Annual America’s Best Drivers Report®
Report Unveiled Amid Increase in Fatalities as Drivers Log More Miles
MINNEAPOLIS, Minn., June 28, – Allstate Insurance Company today released its 12th annual America’s Best Drivers Report®. Minneapolis and St. Paul ranked 125th and 171st respectively among America’s 200 largest citiesi in terms of car collision frequency. The report underscores Allstate’s commitment to safety, especially as motorists prepare to hit the roads for the July Fourth holiday – the deadliest day of the year on average for drivers, according to the Insurance Institute for Highway Safety (IIHS).
Allstate’s report found the average driver in Minneapolis will experience an auto collision every 8.7 years and drivers in St. Paul will experience an auto collision every 7.6 years, compared to the national average of every 10 years.
This year Brownsville, Texas, claimed the overall top spot for the first time in the report’s 12-year history. The average Brownsville driver experiences an auto collision every 14.6 years, which is 31.4 percent less likely than the national average.
“As Twin Cities drivers look forward to celebrating the holiday weekend, the results of our report are an important reminder to put safety first on the road,” said Tom Baecker, Allstate agency owner in Minneapolis. “We encourage drivers in Minneapolis and Saint Paul to refocus on safe-driving practices, to help reduce roadway collisions that may result in unfortunate consequences, such as tragic fatalities and potentially higher insurance costs.”
National safety experts say drivers are now spending more time on the road and suffering more fatal collisions than recent years. The U.S. Department of Transportation says that from March 2015 to February 2016 Americans drove 3.15 trillion miles, an increase of more than 3 percent over the previous 12 months and the largest year-to-year increase in over two decades.[i] According to the National Safety Council, more than 38,000 roadway fatalities occurred last year, the highest count since 2008[ii].
Preventable human factors, like drunk, distracted or drowsy driving; speeding; and failure to use safety features contribute to 94 percent of car crashes.[iii] IIHS says intoxication is a significant factor in Fourth of July crash fatalities, with 42 percent between 2010 and 2014 involving at least one driver with a blood-alcohol concentration over the legal driving limit of .08[iv].
Allstate created its America’s Best Drivers Report to facilitate an ongoing dialogue about safe driving, to help save lives.
Visit www.allstate.com/BestDriversReport for an interactive map of complete results for this year and for historical collision-frequency rankings from the past 11 years.
Allstate’s report is the result of an in-depth examination of company claims data, to determine the likelihood drivers in America’s 200 largest cities will experience a vehicle collision compared to the national average. This year, Allstate actuaries analyzed property damage claims reported during the two-year period of January 2013 to December 2014. A weighted average of the two-year numbers determines the annual percentages.
The report defines a collision as any auto crash resulting in a property damage claim. Allstate’s auto policies represent nearly 10 percent of all U.S. auto policies, making this report a realistic snapshot of what’s happening on America’s roadways.
For the second straight year, the report also provides insight into braking habits in more than 100 cities across the country, using hard-braking data culled from Allstate’s Drivewise® offering, an innovative technology that enables consumers to monitor their driving habits to improve safety and gain rewards on their insurance.
A hard-braking event is defined as slowing down eight miles per hour or more over a one-second period. Allstate found a correlation between hard braking and collision frequency. Cities with higher collision frequencies also recorded more hard-braking events.
Nationally, on average, a driver will experience 19 hard-braking events for every 1,000 miles driven. Drivers in these Minnesota cities have the following average hard-breaking events per 1,000 miles driven:
|Average Hard-Braking Events per 1,000 miles|
Driving tips for cities with high braking activity:
- Leave room between you and other vehicles. Hard-braking collisions often occur when drivers are following each other too closely causing rear-end collisions. Try to avoid rear-end collisions by leaving more space and time to react to other vehicles’ actions.
- Minimize distractions while driving. Distracted driving is one of the main causes for collisions.[v] Common driving distractions include eating, grooming, talking on a cell phone or texting, interacting with other passengers, adjusting navigation devices and playing loud music.
Driving tips for densely populated cities:
- Allow plenty of time to reach your destination. Stop-and-go traffic, gridlock, traffic signal stops, pedestrian walkways and events that create traffic detours can add time to your travel.
- Stay alert. Be prepared to frequently stop or slow down for pedestrians, emergency vehicles, delivery trucks, parking cars, taxi cabs and public transportation vehicles such as city buses.
Driving tips for cities with high levels of precipitation:
- Be aware of road conditions. Ice, snow, fog, rain – all of these weather conditions require extra caution and slower speeds. Stopping safely in rain and snow takes greater lengths of roadway than in dry conditions.
- Maintain your vehicle to prepare for extreme weather. Headlights and brake lights are critical in low visibility situations – be sure they are consistently maintained along with other critical car functions such as brakes and windshield wipers.
The Allstate Corporation (NYSE: ALL) is the nation’s largest publicly held personal lines insurer, protecting approximately 16 million households from life’s uncertainties through auto, home, life and other insurance offered through its Allstate, Esurance, Encompass and Answer Financial brand names. Now celebrating its 85th anniversary as an insurer, Allstate is widely known through the slogan “You’re In Good Hands With Allstate®.” Allstate agencies are in virtually every local community in America. In 2015, The Allstate Foundation, Allstate, its employees and agency owners gave $36 million to support local communities.
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[i] 2016, U.S. Department of Transportation, Federal Highway Administration, https://www.fhwa.dot.gov/policyinformation/travel_monitoring/16febtvt/page2.cfm
[ii] 2016, National Safety Council Motor Vehicle Fatality Estimate, http://www.nsc.org/Connect/NSCNewsReleases/Lists/Posts/Post.aspx?ID=103&var=hp4
[iii] 2016, National Highway Traffic Safety Administration, http://www.nhtsa.gov/About+NHTSA/Press+Releases/nhtsa-sees-roadway-deaths-increasing-02052016
[iv] Insurance Institute for Highway Safety